PRUMillion Med 2.0 (EN)

PRUMillion Med 2.0

Comprehensive Medical Coverage to Safeguard Your Health and Future

PRUMillion Med 2.0 is a comprehensive and flexible medical coverage plan designed to meet modern healthcare needs, offering up to RM18 million in coverage. It helps you and your family face rising medical costs with confidence and ensures peace of mind in an unpredictable world.

This plan covers a wide range of medical needs, including hospitalization, surgical expenses, specialist care, and post-treatment recovery. It provides extensive medical support and allows you to tailor coverage according to your life stage and health requirements. PRUMillion Med 2.0 also includes advanced medical technology coverage, ensuring access to top-notch healthcare services and the latest treatment options.

Whether facing unexpected illnesses or long-term treatment challenges, PRUMillion Med 2.0 offers robust financial support, enabling you to focus on recovery while safeguarding your and your family’s well-being for a brighter future.

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PRUMillion Med 2.0 is a flexible and comprehensive medical insurance plan that provides up to 18M coverage, covering hospitalization, surgery, specialist care and rehabilitation needs. With tailored coverage and advanced medical technology support, you can avoid high medical expenses and protect your health and family happiness.

Benefits of PRUMillion Med 2.0

Peace of Mind for Your Treatment

Based on your needs, you can choose a suitable Room & Board (R&B) plan ranging from RM200 to RM400, allowing you to enjoy more comfortable care during treatment and ensuring a worry-free medical experience.

Comprehensive Coverage with No Lifetime Limit

Enjoy annually refreshed high annual limits, ensuring you never have to worry about lifetime caps during your treatment. Regardless of changes in medical costs, you’ll have continuous coverage to confidently face any health challenges.

Lower Your Premiums with Deductible Options

Choose from flexible deductible options ranging from RM500 to RM10,000 to suit your personal needs. This helps reduce your premium costs while maintaining comprehensive medical coverage.

Comprehensive Cancer Care

Enjoy full-spectrum cancer care coverage, including genetic testing, outpatient treatments, and post-recovery follow-up. This ensures professional support and care at every stage of your cancer treatment journey.

Choose Booster to Enjoy Exclusive Benefits

Immediately increase the annual limit

You can choose to increase the annual limit to 10M to provide higher support for your medical insurance and ensure that you have adequate financial protection when facing major medical needs.

Comprehensive inpatient care

Provides unlimited inpatient coverage, including daily hospital charges and ICU accommodation fees, ensuring comprehensive care during your hospital stay without the concern of cost limitations.

Serious illness recovery support

Provides up to 365 days of coverage, including treatment after hospitalization for serious illnesses and outpatient physical therapy, helping you receive continuous support and care during your recovery, ensuring every step towards health restoration.

Health Rewards

If you have not made any claims in the previous year, you will be eligible for up to 10M in preventive healthcare service rewards as a no-claim bonus, helping you maintain your health and prevent potential health issues.

Pregnancy Complication Coverage

To protect you against health risks before, during and after childbirth, we offer comprehensive pregnancy complications insurance. PRUMillion Med 2.0 and Booster 2.0 cover 13 conditions, ensuring you have comprehensive medical support every step of the way during your pregnancy.

Choose a flexible Room & Board (R&B) plan tailored to your needs, ranging from RM200 to RM400, ensuring comfortable care during treatment with complete peace of mind.

Enjoy annually refreshed high coverage limits with no lifetime cap, freeing you from worries about rising medical costs and allowing you to face health challenges with confidence.

Choose flexible deductible options ranging from RM500 to RM10,000, allowing you to balance premium costs with medical coverage based on your needs.

Comprehensive cancer care coverage, including genetic testing, outpatient treatment, and recovery support, ensures you receive professional care at every stage.

You can choose to increase your annual limit to RM10 million, providing higher coverage to ensure ample financial support for major medical needs.

Provides unlimited inpatient coverage, including daily hospital and ICU expenses, ensuring comprehensive care during hospitalization without worrying about cost limits.

Offers comprehensive pregnancy complications coverage, addressing health risks before, during, and after childbirth. With Booster 2.0, up to 13 conditions are covered, ensuring full medical support throughout your pregnancy.

Provides coverage for up to 365 days, including post-hospitalization treatment and outpatient physiotherapy for critical illnesses, ensuring continuous support throughout your recovery journey.